Director of Mortgage Operations/ Sr. Loan Originator 

NMLS 1005784

918-607-5331

regan@hometeamlends.com

With over 20 years of experience in the mortgage industry, Regan has a proven track record or delivering customized mortgage solutions across all loan types.

Her expertise and dedication to client satisfaction make her a valuable addition to the team, ensuring seamless operations and exceptionalservice for our clients

Senior Loan Officer

NMLS 278599

918-408-1532

brad@hometeamlends.com

Brad has over 40 years' experience in mortgage lending in the Tulsa market. A lifelong Tulsan, Brad has assisted thousands of homebuyers in finding the right financing for their home purchase.

With expertise in Conventional, Jumbo, FHA(including Native American 184), VA, Rural Development, and first-time buyer programs.

Senior Loan Officer

NMLS 1782340

918-697-6226

nikki@hometeamlends.com

Nikki specializes in customized mortgage and lending strategies for high-value properties, second homes, and investment portfolios, ensuring each transaction aligns seamlessly with her clients’ financial goals. 

Her career has been defined by a commitment to excellence, extensive knowledge of the real estate market and helping her clients build wealth through home ownership.

This dedication has not only earned her the respect of her realtor and builder partners but also the loyalty of her clientele that value her professionalism, integrity and expertise.

Mortgage Loan Originator 

NMLS#2126810

918-760-1769

kevin@hometeamlends.com

Kevin has some of the most valuable experience in mortgage lending within the Tulsa market. A dedicated professional, Kevin has been instrumental in helping numerous home buyers navigate the financing process for their home purchases.

With a strong focus on Conventional, Jumbo, FHA, VA, and first-time buyer programs, Kevin is committed to providing exceptional mortgage lending support for each and every client.

Senior Loan Officer 

NMLS 1778851

316-347-3116

tward@hometeamlends.com

Since joining the mortgage industry in 2018, Taylor has built a reputation for strong communication, personalized service, and a deep commitment to helping clients feel confident and informed throughout the homebuying process.

She specializes in working with first-time home buyers but also enjoys helping experienced and luxury clients navigate their financing journey with clarity and ease.

Taylor believes buying a home is more than a transaction—it’s a meaningful step toward long-term wealth through home equity. Her hands-on approach ensures every client understands their options and feels supported from start to finish.

Outside of work, Taylor enjoys spending time with her husband and their three dogs. Whether relaxing by the pool, heading to the lake, or planning their next getaway, she values quality time with family and friends.

Senior Loan Officer 

NMLS 658264

918-629-8393

james@hometeamlends.com

With over 20 years of experience in consumer, commercial, and real estate lending, James Dugger brings a knowledgeable, well-rounded approach to helping clients navigate the mortgage process.

Fully licensed in Oklahoma, James is experienced with Conventional, FHA, VA, and USDA loans, and has a particular focus on working with self-employed borrowers—drawing on his own 12 years as a business owner.

Clients appreciate his down-to-earth style, clear communication, and dedication to finding tailored solutions. He’s committed to making the process as smooth and stress-free as possible, whether you’re buying your first home, refinancing, or investing.

A longtime Oklahoman, James has served on several local boards and remains active in the community. Outside of work, he enjoys golf and time with his wife of 30 years, Lea Ann, daughter Allie and her husband Nick, and son Cole and his wife Grace.

Mortgage Loan Partner/Processor

NMLS 1447347

918-704-1807

valerie@hometeamlends.com

Valerie has collaborated with various departments in the mortgage field since 2016. She prides herself on providing a seamless and efficient loan experience for all.

Her comprehensive knowledge and focus on detail ensure that her team encounters no unpleasant surprises throughout the loan process. Facilitating homeowner dreams is her passion!

Mortgage Loan Processor

NMLS 1579593

918-602-5137

kelsia@hometeamlends.com

Kelsia is a dedicated Mortgage Loan Processor with eight years of experience in the financial services industry. She specializes in guiding borrowers through the mortgage application process with precision, efficiency, and a strong commitment to exceptional customer service.

Kelsia works closely with loan officers, underwriters, and clients to gather, verify, and review all necessary documentation, ensuring full compliance with lending regulations and company policies.

Known for her attention to detail and strong organizational skills, Kelsia helps streamline the loan approval process, reduce turnaround times, and maintain clear, consistent communication throughout each transaction.

Whether managing conventional, FHA, VA, or jumbo loans, she brings extensive knowledge of loan origination systems and regulatory guidelines to every file she handles.